Half Percent 
Half Percent Loans is a referral service that is used to submit an application online. This service will help every client find the best option as your application will be processed by many lenders ay once. The network created by our referral service has offered payday loans AZ and in other US states.
Payday loans Arizona is a short-term loan that is issued to the borrower by transferring funds to a debit card. This method has become a perfect solution to financial problems for many Americans due to the fact that borrowed money can be taken out around the clock. The review of an application takes no more than 30 minutes.
Pros and cons of online payday loans AZ
Benefits of online loans:
- Application is completely online, so you can get money without leaving your home;
- Money is credited to the card instantly, and all the procedure takes no more than 15 minutes;
- For registration, a minimum number of documents is required, most often only an ID or a driver’s license is required;
- The money received can be withdrawn from the card or used for non-cash spending. You can pay for any purchases in regular stores and on the Internet;
- This referral service issues payday loans in almost all US states;
- You can issue payday loans in Arizona even with a bad credit history.
However, online payday loans also have disadvantages:
- Online loans must be repaid on time specified in the agreement (otherwise, penalties may apply);
- Not all cards are suitable for a loan;
- Limit on the amount. Usually payday lenders offer small loans (for a larger amount, it is better to apply online for a consumer loan).
Documents and requirements
To take a loan online, you must meet the following requirements:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
You may require the following douments:
- an ID;
- the second identity document – a driver’s license, foreign ID, etc.
TIN (not always).
To receive money to the card, you must provide the number of the bank card to which the money should be transferred, indicate its validity period, full name of the card holder, as well as the CVV2 code.
How to get a payday loan online?
Half Percent Loans experts have collected various proposals from reliable and popular online lenders. You need to indicate the required amount and term of the loan, study interest rates, debt repayment term, time for processing of the application and other parameters.
Additional indicators for the borrower can serve as criteria such as the rate of approval of payday loans in Arizona by the organization, the likelihood of approval of the application specifically by you and user reviews. You can use the online calculator to find a suitable offer.
Half Percent Loans tries to help the broadest layers of the population, with different social status and place of work. Our clients are employed, students, pensioners, unemployed who do not have immense wealth, as well as workers with higher education and average income. It is not necessary to have any difficulties in life – lenders from the network issue a payday loan Arizona for any purpose, since we trust our consumers.
