Half Percent Loans – Online Availability for Payday Loans Arizona
Payday Loans from $100 to $2500


How do Half Percent Loans work?

We work by matching potential consumers to large and reputable lenders that provide fast loans online.

What are the most popular types of loans?

  • Personal loans;
  • Home loans;
  • Home improvement loans;
  • Auto loans;
  • Student loans;
  • Business loans;
  • Payday loans.

What is a payday loan?

A payday loan is an unsecured short-term loan for a small amount — typically $100 – $1,000 — that’s meant to be repaid with the borrower’s next paycheck.

What a payday loan can be used for?

Here are the popular reasons why people take payday loans:

  • Debt consolidation;
  • Medical bills;
  • Business trip;
  • Education;
  • Wedding;
  • Vacation;
  • Holiday expenses;
  • Mortgage repayments.

Who is eligible for a payday loan?

To qualify for a payday loan, most payday lenders require that you:

  1. are at least 18 years old;
  2. have a valid bank account in your name;
  3. have a steady income;
  4. have a valid identity verification.

What happens if you do not pay off your loan on the due date?

Defaulting on a loan can have serious consequences, including a damaged credit score, overdraft fees, collections calls, a day in court and garnishment of your paycheck.

Can I get a loan extension?

Yes, in most cases lenders allow loan extensions. This extension will increase the term of your loan.

Can I apply for a loan via the Internet?

Yes. Most lenders from our network allow applying for a loan online, from the comfort of your home.

What are the advantages of payday loans?

  • They’re easy to get;
  • They have relaxed requirements ;
  • Any credit is ok;
  • They require no paperwork or collateral.

Is it safe to apply for a loan online?

Yes. Applying for a loan via our online referral service is 100% safe. We partner only with honest and trusted lenders.

Can I have two payday loans at once?

In some states, lenders allow individuals to have two payday loans at once. Check with your state policies.

Am I eligible for a payday loan if I have bad credit?

Typically, payday lenders from our network do not check your credit score when making a loan decision, so you may still qualify for a loan if you have a bad credit history.

What states do you operate in?

We help consumers in the following US states: Alabama, Alaska, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming.