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We work by matching potential consumers to large and reputable lenders that provide fast loans online.
What are the most popular types of loans?
- Personal loans;
- Home loans;
- Home improvement loans;
- Auto loans;
- Student loans;
- Business loans;
- Payday loans.
What is a payday loan?
A payday loan is an unsecured short-term loan for a small amount — typically $100 – $1,000 — that’s meant to be repaid with the borrower’s next paycheck.
What a payday loan can be used for?
Here are the popular reasons why people take payday loans:
- Debt consolidation;
- Medical bills;
- Business trip;
- Education;
- Wedding;
- Vacation;
- Holiday expenses;
- Mortgage repayments.
Who is eligible for a payday loan?
To qualify for a payday loan, most payday lenders require that you:
- are at least 18 years old;
- have a valid bank account in your name;
- have a steady income;
- have a valid identity verification.
What happens if you do not pay off your loan on the due date?
Defaulting on a loan can have serious consequences, including a damaged credit score, overdraft fees, collections calls, a day in court and garnishment of your paycheck.
Can I get a loan extension?
Yes, in most cases lenders allow loan extensions. This extension will increase the term of your loan.
Can I apply for a loan via the Internet?
Yes. Most lenders from our network allow applying for a loan online, from the comfort of your home.
What are the advantages of payday loans?
- They’re easy to get;
- They have relaxed requirements ;
- Any credit is ok;
- They require no paperwork or collateral.
Is it safe to apply for a loan online?
Yes. Applying for a loan via our online referral service is 100% safe. We partner only with honest and trusted lenders.
Can I have two payday loans at once?
In some states, lenders allow individuals to have two payday loans at once. Check with your state policies.
Am I eligible for a payday loan if I have bad credit?
Typically, payday lenders from our network do not check your credit score when making a loan decision, so you may still qualify for a loan if you have a bad credit history.
What states do you operate in?
We help consumers in the following US states: Alabama, Alaska, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming.