Half Percent Loans – Online Availability for Payday Loans Arizona
Payday Loans from $100 to $2500

Payday Loans Phoenix Arizona

Law status Available
MIN Loan Amount $100
MAX Loan Amount $1,000
MIN. Loan Term 14 days
MAX. Loan Term 31 days
Additional fees 5% fee
NSF fee None
Collateral or guarantor None
Cooling off period None
Credit score requirements Available for Bad Credit

How do I qualify for payday loans in Phoenix AZ?

To get accepted for a payday loan online, you need to comply with the following requirements:

  1. have a Phoenix (US) residence;
  2. earn at last $1,000 per month;
  3. have a valid bank account in your name;
  4. have a phone number and e-mail address;
  5. not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy serving on active duty under a call or order that does not specify a period of 30 days or fewer;
  6. provide a valid SSN.

How do payday loans online work in Phoenix AZ?

Payday loans are small-dollar, short-term loans that range from $100 to $1,000. They are fast and easy as don’t require any collateral or hard credit checks. It’s very convenient to apply for a cash advance online. Loan providers guarantee fast decisions. The funds are deposited directly into the borrower’s bank account as soon as the same day. The loan is repaid with your next paycheck within 14 – 30 days.

Can I get a payday loan with bad credit in Phoenix Arizona?

Yes. Most Phoenix residents have a FICO score below 640, which means they have bad credit. Still, if you need money urgently, you can apply for a cash advance online using our referral service. We will match you with the lender offering bad credit loans. Stay informed that bad credit lenders may charge higher interest rates. Make sure you are able to repay your loan on time to avoid any debt.

Why you may need a payday loan in Phoenix Arizona

  1. Your bank didn’t give you a loan.;
  2. You need to cover your utilities, rent and groceries immediately;
  3. You need money for treatment urgently;
  4. You don’t want to borrow money from your relatives, collegues and friends.;
  5. You need to do debt consolidation.

What are the benefits of payday loans in Phoenix Arizona?

Here are the key reasons why you should get a payday loan online:

  • Quick online application;
  • Fast approval;
  • Instant funding;
  • Money for any purpose;
  • Bad credit is ok;
  • Relaxed eligibility criteria;
  • No hidden charges.