Rates and Fees

halfpercentloans.com is an online loan referral platform. We work by matching consumers with legit and trusted US lenders that issue payday loans. We do not make any loan decisions and do not lend money. We have created a wide network of large lenders that are licensed to operate in the state. Our platform was designed to make the application process as easy as possible.

As soon as you submit your loan request, we will connect you to the right lender for your emergency money needs. Each lender has its own rates and terms so we cannot quote them on the website. Read the loan offer rates ad terms carefully, especially information about the loan amount, term, repayment options, interest rate, any other fees if applicable.

If you do not repay your loan on time, you may incur a late payment fee, penalty interest rate, risk damage to your credit score and collection activities. If you have any questions about your loan, you should contact the lender you got matched with. Our service partners with many loan providers.

halfpercentloans.com does not charge any fees for a loan matching service.